SR-22 Insurance MN
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If you've been told you need an SR-22 in Minnesota, you're not alone — and you don't have to figure it out by yourself. Insurance Group™ is an independent agency licensed in Minnesota that works with 50+ carriers, including companies that specialize in high-risk drivers. We compare rates on your behalf, file the SR-22 with the Minnesota Driver and Vehicle Services (DVS) the same day your policy is bound, and get you back behind the wheel fast. Call or text us at (763) 233-6405 or click below to get started.
Independent Agency
Unlike a captive agency that only represents one company, we are an independent insurance agency allowing you the choice of company, policy, and pricing. Our team is staffed with proven professionals to help guide you through the quoting process. We find the coverages you need at the prices you want. Once you become a client we are committed to providing you with the quality service you expect.
Customize Your Coverage
When you insure with us you have choices! Quote over 50 top rated insurance companies and choose the coverages you want and need when insuring your vehicles.
Best Price Available
We quote all of our companies to ensure we are finding you the coverage you want at the best price possible. Our team continues this effort by checking rates at each policy renewal!
Claims Service Team
Our service team is here to help! From start to finish we will guide you through the claims process and keep communications open to service you - our client.
Auto Insurance
Liability Coverage Covers bodily injury and property damage you cause to others in an at-fault accident. This is the foundation of every Minnesota auto policy, and we'll help you decide whether the state minimum is enough or whether higher limits make sense for your situation.
Collision Coverage Pays to repair or replace your vehicle after a crash, regardless of fault. Recommended for newer vehicles or any car you're still financing.
Comprehensive Coverage Protects against non-collision damage — think hail, theft, vandalism, or hitting a deer (a real consideration for Minnesota drivers).
Personal Injury Protection (PIP) Minnesota is a no-fault state, so PIP covers your medical bills and lost wages after an accident regardless of who caused it. We'll make sure your PIP limits actually match your needs.
Uninsured/Underinsured Motorist Coverage (UM/UIM) Protects you if you're hit by a driver with little or no insurance — more common than most people realize.
SR-22 Filings Need an SR-22 after a license issue or violation? We handle the filing and find carriers that work with higher-risk drivers.
Rideshare & Gap Coverage Drive for Uber or Lyft, or owe more on your car than it's worth? We offer add-on coverage to close those gaps.
Multi-Policy Discounts Bundle auto with home, renters, or umbrella coverage and save — most of our clients qualify for a multi-policy discount they didn't know existed.
About Us
- Locally owned and operated. Insurance Group™ is based in Saint Paul and has served Minnesota drivers since 2017 — we're not a call center routing you to a 1-800 number.
- Licensed in Minnesota. Our agency holds an active Minnesota producer license and operates under Minnesota insurance regulations.
- 50+ carrier network. Because we're independent, we're not tied to one insurance company — we shop your policy across dozens of carriers to find rates that fit.
- Real local agents. Talk to a licensed Minnesota agent who actually knows the legal insurance requirements in Minnesota.
- Trusted by Twin Cities drivers. Read our Google reviews from real customers.
Auto Insurance Services
Not all insurance companies are a one size fits all. Many individuals seek specific services that some insurance companies simply cannot offer. However, at Insurance Group™ our insurance companies offer a variety of additional insurance services so that we can find the right company with the right coverage for you. Here are a few additional services we can offer:
- Collision coverage
- Comprehensive coverage
- Liability coverage
- 24/7 Roadside Assistance
- SR-22 State Filing Certificates
- Rideshare Coverage
- No Prior = No Problem!
- Telematics & Mobile Apps
- Poor MVR/Driving Record Insurance
- Named Non-Owner Insurance
- Custom Parts & Equipment Coverage
- Real-time Claims Tracking
- Multiple Payment Options
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Loan/Lease GAP Coverage
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PIP Stacking
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Online Client Center Login
- And more!
Get Auto Insurance Quotes
Auto insurance is a vital aspect of car ownership in Minnesota. Understanding the specific requirements and factors affecting insurance rates in the city can help drivers make informed decisions about their coverage. In Minnesota, drivers are required to carry a minimum level of auto insurance coverage, including liability insurance, personal injury protection, and uninsured motorist coverage. These requirements ensure that individuals are financially protected in the event of an accident. Additionally, No-Fault insurance laws in Minnesota dictate that each driver’s insurance company covers their own medical expenses regardless of fault in an accident.
Various factors influence auto insurance rates in Minnesota. Insurance companies take into account the driver’s age, gender, marital status, driving record, claims history, vehicle make and model, credit history, and coverage limits when calculating premiums. Drivers with a clean record and good credit may be eligible for lower rates, while those with a history of accidents or poor credit may face higher premiums. It's essential for drivers to compare quotes from different insurance companies to find the best rates and coverage options.
When choosing an auto insurance provider in Minnesota, drivers have several reputable companies to consider, such as State Farm, Progressive, Allstate, and Farmers Insurance. Each company offers different coverage options and discounts, so it's crucial to research and compare policies to find the one that best fits your needs and budget. Drivers can also take steps to lower their insurance costs by bundling insurance policies, maintaining a clean driving record, increasing deductibles, and taking advantage of discounts offered by insurance companies.
In conclusion, auto insurance in Minnesota plays a crucial role in protecting drivers and their vehicles. By understanding the insurance requirements, factors affecting rates, top insurance companies, and cost-saving tips, drivers can make informed decisions about their coverage and ensure they are adequately protected on the road.
FAQs:
Q: What are the minimum auto insurance requirements in Minnesota?
A: In Minnesota, drivers are required to carry liability insurance, personal injury protection, and uninsured motorist coverage as per state laws.
Q: How can drivers lower their auto insurance costs in Minnesota?
A: Drivers in Minnesota can lower their insurance costs by bundling policies, maintaining a clean driving record, increasing deductibles, and taking advantage of discounts offered by insurance companies.
Q: What factors affect auto insurance rates in Minnesota?
A: Factors such as age, gender, marital status, driving record, claims history, vehicle make and model, credit history, and coverage limits can impact auto insurance rates in Minnesota.
Learn More
With countless options and so much jargon to sift through, navigating the world of insurance can be daunting. But fear not! Our team of experts is here to help you learn more about insurance and the multiple companies and products available to you. View our Blog page to read more!
